Health Or Health Care – What is More Important?

It seems that most Americans have made the critical mistake of placing more importance on acquiring health care insurance than they have on staying healthy. Why is this a mistake? This may seem too insignificant to talk about, but it’s a critical distinction that is leading Americans to make some tragic errors. The mistake is that they are neglecting something they largely have control over and instead, they put all their hopes on obtaining health care, which is out of their control. How can we control our health future? We know that the vast majority of chronic illnesses in the United States are related to being overweight, using tobacco, and/or abuse of alcohol.

These are all controllable risks. Another concept most Americans miss is that improving one’s chances of making it through life with good health costs very little, whereas buying health insurance or working like a slave to stay employed with benefits is very expensive. Health care costs money when we go to the doctor for a remedy we could provide for ourselves. Of course, once you buy health care insurance, you are paying whether you use the doctor or not, which is a waste of money. A better alternative is to set up a new Health Savings Account (tax-free) and back it up with a high-deductable medical insurance policy. Then, if you don’t need any medical services, you get to keep the money in your account for use later.

You won’t lose this insurance when you change jobs or get laid off. Quitting smoking, ending excessive alcohol consumption, and cutting out junk foods doesn’t require a prescription, for example. You don’t need a doctor to figure out if you need to make changes. Taking a brisk daily walk after or before work doesn’t usually require permission from a doctor. It’s free and it will eliminate many of the negative affects of stress, in addition to burning off excess fat.

Good Health Is a Do-It-Yourself Project Americans pay the most for health care, which should be called sickness care, and yet they are usually rated as the most unhealthy of the modern industrialized populations. Why is that? Most of our major chronic diseases are caused by being overweight. Every year we spend roughly $50 billion on books, weight loss pills, programs, and meal replacements, but we — for the most part — drift right back to being chubby couch potatoes. Apparently, most of us have no self-discipline when it comes to food and exercise. All the information on what a healthy diet consists of is available to all. For free. It is no secret. Instead, we choose to eat foods that are literally killing us and making us unattractive and miserable in the process!

Closing the Barn Door After the Horse Has Escaped Relying on health care to restore your health after you have let it slide for years is expensive and painful. Even worse than eating one’s way into diabetes or heart disease is to have these diseases and trust that turning over the entire U.S. medical and insurance system to the federal government is going to make your life better. Once you have lost your health, you are at the mercy of your health care provider. In most cases, if you lose your job, you lose your insurance. Losing your health insurance is the number one cause of bankruptcy in the United States. If the government takes over the whole mess, who really thinks they’re going to make it better and cheaper?

Oh, they’ll TELL you it will be more efficient and will cost less, but it never has worked out that way, has it? What does our federal government’s track record tell us? Number one, they haven’t been able to balance their budget legitimately for 42 years! Lately, they are running trillion dollar deficits with no end in sight. In five or ten years, do you want to be stuck depending on a broke government to provide your medical care? My friends, this is a bad time to come down sick due to a lack of willpower. It’s time for smart people to get serious about their weight and their health, so they don’t end up at the mercy of a nationalized health care system. That is likely to look a lot like the Walter Reed Army Medical Facility, if it were run by FEMA. Take control of your health while you can. It is so much easier (and more pleasant) than the alternative.

**************************************************************************************** ****************************************************************************************

Affordable Health Care is Well Within Reach, If You Know How

Out of Reach? Think Again!

Many people think Affordable Health Care is out of their reach. So, most of them ended up going without any kind of medical coverage simply because they assume it will cost them too much money and that they would never be able to afford it. This is both sad and unfortunate.

More Choices Than You Imagine

You should have many more options with ability to access affordable, quality care for your long term health, and that of your loved ones, if you take some time and look around hard enough to source for an Affordable Health Care Insurance Policy package that suits you well. Yes, there are no doubt still many insurance plans out there that can cost you an arm and a leg. You should, however, look beyond them to explore what else is available from as many different sources as possible. The Internet is one such source with ample offerings.

Coverage for The Employed

In addition to any Individual Health Care Insurance that one can personally own, you should be enjoying some degree of health coverage through your employer. Depending on the actual scheme which can vary from organization to organization, such corporate insurance policies are either solely paid for by the employer or with a share co-paid by you as an employee. Due to certain hiring practices, there may be cases where there really is not any adequate coverage out there for the employees.

The self-employed, is one group of people in dire need of proper medical/health coverage as the monthly premiums payable come directly out of the pocket of the person trying to get some coverage.

Things to Consider

Depending on your personal or household monthly income, there are different Health Care Policy programs out there for you and your loved ones to choose from when sourcing for medical insurance coverage. I am not referring to health insurance through a government agency but each state generally has something in place that allows people to get quality enough medical coverage without having to foot exorbitantly high monthly insurance bills.

One simple search on the Internet for healthcare plans in your state should bring you much of the information you need. If for some reasons, you are having trouble finding information that way, don’t hesitate to approach your local government agency that offer financial and medical assistance for help.

After enough searching and phone calls made, you should be able to find all the information necessary to get yourself and your family the essential coverage you need.

Why Some People Fail

The essence of affordable healthcare is to offer you good medical coverage while protecting both your health and your wallet at the same time.

You don’t have to be rich to be smart. No doubt money is involved. But money is more often than not, not the only issue for many who fail to get the coverage they need.

Quality, Affordable Health Care is well within one’s reach but you won’t find it unless you know what it is, how and where to get it, then put in enough time and effort to hunt for it at the right place.